Receiving mortgage pre-approval while relying on workers' compensation income isn't just about having benefits—it's about *longevity*. Financial experts reveal the critical lender requirement: your benefits must demonstrably continue for a minimum of **three full years past your anticipated closing date** to be considered a qualifying income source. Thinking of returning to work sooner? That quick turnaround might disqualify you entirely under strict underwriting guidelines. Short-Term Disabilit
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Receiving mortgage pre-approval while relying on workers' compensation income isn't just about having benefits—it's about *longevity*. Financial experts reveal the critical lender requirement: your benefits must demonstrably continue for a minimum of **three full years past your anticipated closing date** to be considered a qualifying income source. Thinking of returning to work sooner? That quick turnaround might disqualify you entirely under strict underwriting guidelines. Short-Term Disabilit
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