Lump sum construction agreements are the most basic of the different design-bid-build options: the contractor agrees to complete the entire scope of work for a fixed price, and assumes most of the ...

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Abstract: A combined cryptosystem with symmetric keys for encrypting messages is proposed. Its unique feature is the use of functions of a real variable as keys instead of natural numbers. Eight key ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. When it comes to retirement planning, annuities are one of the financial ...

David Rodeck specializes in making insurance, investing, and financial planning understandable for readers. He has written for publications like AARP and Forbes Advisor, as well as major corporations ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That all noted, HELOCs and home equity loans work in different ways and ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Ebony Howard is a certified public accountant and a QuickBooks ProAdvisor tax expert. She ...