Small-ticket personal loans ... in this portfolio have had only a marginal impact on the overall retail loan book of lenders. In terms of value, these loans represent only 0.3% of retail credit.

Personal loans of over ₹50,000 comprise 98 per cent of the total personal loan book, whereas small ticket loans comprise 2 per cent of personal loans and 0.3 per cent of retail loans at an ...

Small-ticket personal loans of below ₹50,000 comprised 2 per cent of banks’ overall personal loans and 0.3 per cent of retail loans as of FY23, according to CIBIL CMI data. Bajaj Finance has ...