Facing a future tax hit on your retirement savings? A Roth conversion may be a way to lower the taxes you owe.

President Trump has said he wants to shut down the U.S. Education Department completely, and half of the department's workers have already been laid off. But it turns out that most of what the ...

Relying primarily on savings from a 401(k) plan to fund retirement dreams could potentially set retirees up for financial ...

RMD rules are more than just guidelines, according to EBRI research released last week, but are clearly a defacto default strategy.

Be aware of the income limits associated with IRAs and Roth IRAs to see if you're eligible for a tax deduction. You might decide to set up automatic contributions going forward to save on a ...

If you have a Roth IRA or are thinking of getting one, you may be looking at ways to incorporate the account into your long-term plan. Established in 1997, the Roth individual retirement account ...

“We should be petrified about privacy and data theft,” said the former SSA Commissioner Michael Astrue. Here's what you can ...

There are many options available, and it could be difficult to determine which account is best for your needs. The three most ...

Financial planning is a topic that can seem out of reach for many. This is especially true for those in Hawaiʻi who might feel like they need a large amount of money to get started.

Dave Ramsey, a personal finance expert, recently shared his insights on 401(k)s and Roth IRAs. He believes these are powerful ...

Saving for retirement is challenging for many Americans. On top of finding money to save, it can be difficult to know what ...

The tax and retirement planning expert shares what you need to know about the 10-year rule for inherited IRAs, which kicks in ...