High-net-worth (HNW) individuals, often with investable assets exceeding $1 million, face complex considerations when planning for retirement. In 2025, affluent retirees are increasingly focused on ...

Can AI really replace a skilled financial professional? In this episode of Decoding Retirement, Robert "Bob" Powell speaks with Nick Holeman, director of financial planning at Betterment, about why ...

Note that although the question at hand is about withdrawing conversions (meaning funds moved from a traditional IRA to a Roth IRA), the same goes for withdrawing standard contributions. Now, let’s ...

From a legal and regulatory standpoint, it is never too late for a Roth conversion. Under the rules, you can transfer ...

Strategizing retirement savings in your 20s can be a daunting task. That is the dilemma of Reddit member in the subreddit ...

You have lots of options for investing in tech, from individual stocks, to ETFs or mutual funds, to crowdfunding or crypto.

When not to use a Roth IRA. Cutting straight to the chase, most investors are best served by paying their IRA-related income taxes when their effective income tax rates are likely to be at their ...

Discover what a backdoor Roth IRA is and how it works, how to set one up, the rules you must follow, and when a backdoor IRA might not be the right choice for you.

Run out of room in your tax-sheltered investment accounts? Here's how you can position the rest of your portfolio.

A Reddit user is trying to decide what to do with his retirement funds. He has never contributed to a Roth IRA, but has been investing 14% of his income into his workplace 401(k) plan. He’s 42 ...

The moment you turn 59 1/2 years old, you can tap into your Roth IRA without any penalty fees. That account also has to be open for at least five years. These details became important for a 63 ...