Individual stocks and mutual funds are better suited for taxable accounts or Roth IRAs. For higher-growth stocks, like emerging markets, small cap and growth-oriented stocks, the Roth IRA is an ...

Nothing beats the confidence of knowing your financial future is secure, especially if you're a high-income earner eyeing a ...

We are blessed with three children: The eldest is a high-school sophomore. We have ample assets: $3 million and no debt. Is a maximum contribution toward a child's college education of, say, $50,000 ...

I'm a widow. My husband died suddenly in a car accident about five years ago, so we didn't have time to evaluate our wills. I'm 65. I had my children very young - my first son at 16, the second son at ...

The Retirement Savings Contribution Credit (Form 8880), often referred to as the “Saver’s Credit,” is a nonrefundable tax credit for contributions made by an eligible taxpayer to a qualified ...

Regardless of how old you are, you can still reap the benefits of a Roth IRA, a retirement account that allows savers to grow their money tax-free.

You might think the choice between a Roth and a traditional individual retirement account comes down to taxes. While taxes play a role in this decision, investors shouldn't overlook other ...

Regardless of your age, you want to prepare for the "fragile decade," which is the five years before retirement and the five ...

I started my retirement journey 17 years ago when I was $300,000 in debt. My journey wasn't quick, but fast forward almost ...

Building your retirement fund is critical for financial security. After all, you don't want to run short of money when you're older and no longer earning a paycheck. But how much should you have saved ...

There’s a higher catch-up contribution limit for some older investors in 2025. Here’s who qualifies for the change.

The average Social Security payout is currently less than $2,000 a month, and it's expected to drop even lower in years.