Opening a Roth IRA might be the single best retirement decision you can make. While the Roth IRA doesn’t offer immediate tax ...

Learn how to decide whether to max out your 401(k) or IRA first based on your income, tax bracket, and retirement goals.

Here’s how the Roth IRA works, what it offers and how it compares to a traditional IRA. If you already know you want a Roth ...

Related: ‘I got seriously burned’: My financial adviser took me for lunch, bought my kids gifts — and had me invest $500,000 ...

Retirement planners often debate whether to max out a 401(k) or prioritize a Roth IRA. A mathematical analysis reveals that, contrary to popular advice, maxing out a 401(k) before investing in a ...

Becoming a millionaire isn't just for high earners. With smart money habits and time on your side, it's more realistic than ...

High-interest debt can feel like a dead weight. While it may be tempting to pull money out of a Roth IRA to pay off debt, is ...

This year, certain 401(k) savers, those ages 60 to 63, can take advantage of a new "super catch-up" contribution limit.

Q: Ira, refresh my memory. Who did we decide to keep when we let Max Strus walk away on a contract that looks like a steal now. – Luis, Boca Raton. A: It wasn’t as much a matter of “keeping ...

While utilizing Roth accounts to pay off debt isn’t a wrong idea, it’s just not the most tax efficient, he pointed out. The problem is that when you take money out of an IRA, you’re not just ...

The nonprofit group Consumer Action uses education and advocacy to protect consumers in areas including credit, banking, ...