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Tax and estate planning isn’t for the faint of heart. The rules are complex and each decision seems to have a multitude of ...

The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax ...

The only time you wouldn't pay taxes on a conversion is if the money in the original account was already taxed, like non-deductible contributions. In that case, you wouldn't pay taxes on the ...

When it comes to retirement planning in 2025, there's a conversation happening in financial circles that most people are ...

Timing is everything when it comes to Roth conversions, and right now, the financial world feels like a rollercoaster with the lights off. Tax rules, market fluctuations, and political chatter are ...

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In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

Tax changes may make it possible to convert more to a Roth for the same tax bill. If you started 2025 with a plan for how much you thought you'd convert to a Roth IRA by the end of the year, the ...

Trina Paul is a Breaking News and Personal Finance Writer at Investopedia, covering topics like retirement, consumer debt, and retail investing. She focuses on making complex financial topics ...

Roth conversions aren’t always the best move. Here are the key situations where converting could increase your tax bill and how to decide whether it fits your retirement strategy. Michigan fires head ...