S oaring interest rates mean that you're likely paying more in loans and credit card interest. But you can lower those fees, ...

The change has given consumers a chance to see and report credit damage much closer to real time. Why is it so difficult to fix your credit reports? According to the Fair Credit Reporting Act ...

People may think that paying bills on time ensures a high credit score. That’s a myth, experts say: payment history isn’t the only factor that matters.

Millions of Americans are seeing their credit scores suffer now that the U.S. government has resumed referring missed student ...

Here are four effective ways to fix your credit score within 6 months, allowing you to regain control of your financial life. Get a copy of your credit report. Under federal law, you are entitled ...

Boosting your credit score involves avoiding some actions and taking some proactive, affirmative steps as well. Combine them ...

Ashley Parks is an Associate Editor at Newsweek based in North Carolina. Her focus is on personal finance, particularly covering debt, banking and Gen Z money. Ashley joined Newsweek in 2024 after ...

They blamed my credit report at Equifax. At first, Equifax could not even find my report. I had to send paperwork to verify that I even exist. It turned out that my credit file had some inaccuracies.

Checking your credit report can feel like the adult version of checking your report card. If it’s been a while, you could stumble across a few unexpected surprises. The way to keep your credit ...

Millions of people in the US are dealing with financial issues from not paying back their student loans, and now that the time given by the government has ended they must start pay ...