Credit scores quietly shape the cost of everyday life, from the rate on a car loan to whether a landlord will hand over the keys. Yet some of the most widely repeated beliefs about how scores work are ...

Philosopher George Santayana once famously observed, “Those who cannot remember the past are condemned to repeat it.” ...

A rise in issuance of nonqualified mortgages and seconds is in the forecast but home prices, credit and the GSEs may impact private-label bonds' trajectory.

Americans looking to pay down their debt in the new year are facing a stagnant job market, sticky inflation and an uncertain Fed policy. Still, there are ways they can take control of their borrowing ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Starting the week of Jan. 7, the Education Department will begin sending notices about paycheck deductions to about 1,000 of five million borrowers in default.

Mortgage Research Center. Rates averaged 5.33% for a 15-year financed mortgage and 6% for a 20-year financed mortgage.

Our experts expect a mortgage market reset in 2026 with an uptick in originations, but warn lenders not to skimp on compliance even as the reins loosen.

Housing may be one of your biggest expenses, but it's difficult to earn rewards on these payments. But you do (or at least ...

Money’s main takeaways Home equity loans let you leverage the increase in your home’s value and use the proceeds for just about any purpose, from home renovations to consolidating high-interest debt.

Discover when and how to refinance a car loan after 60 to 90 days, the factors to weigh, and how waiting can benefit your financial goals.

Learn how to rent an apartment without a credit score. Find out what landlords consider and explore strategies for securing a lease despite low or no credit history.