Figuring out when you can afford to retire often comes down to determining whether your assets will produce enough annual ...

IRA conversion: traditional accounts to Roth . If you have a traditional IRA, converting it could be a simple matter of ...

If you're looking for ways to boost your retirement savings, you have options. For example: Start saving and investing early. Get out of high-interest-rate debt before investing for retirement. Try ...

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“There are two valuable credits that the IRS reports one out of five people miss every year. The Earned Income Tax Credit is ...

Your estate can benefit from a refresh every now and then. And that includes how you manage your portfolio in a down market.

If your income is higher than the thresholds in the table above here, you cannot directly contribute to a Roth IRA. However, a backdoor Roth IRA conversion lets high-earners roll funds from a ...

Another strategy to reduce or even eliminate RMDs is to convert all or part of your IRA to a Roth IRA ... At that point, based on the IRS tables, your first-year RMD would be $10,297.

For 2025, we are focusing on preferred shares due to their attractive yields and lower risk. Check out John and Jane's ...

If you have money in retirement accounts, you may have to start taking required minimum distributions, or RMDs, when you turn ...

Financial guru Dave Ramsey isn’t buying the crypto hype. In a blog post in September, he likened crypto investing to gambling, warning that it’s too unpredictable to build long-term wealth.

However, the IRS is reminding retirees who take their first distribution April 1 that they must also take their second RMD ...