A Roth IRA is one of the best ways to save for retirement, but it can also be used to save for college. A Roth IRA is one of ...

Socking away money for retirement is something that’s top of mind for many people. Here's what to know about traditional and Roth IRAs.

The following table shows how much you can contribute to your Roth IRA in 2024 and 2025 based on your tax filing status and your MAGI: Source: IRS. Tax Filing Status Contribute up to the IRS ...

But here's a retirement savings move I think is particularly powerful: Make good use of a Roth IRA. What's so great about it?

Although saving and investing for retirement looks different for everyone, the end goal is typically the same for most people ...

you have to take RMDs when you inherit a Roth IRA from someone who wasn't your spouse. You can stretch distributions over your lifetime using an IRS uniform life expectancy table to estimate your ...

Strategic Roth IRA conversions can set you up for tax-free income in retirement and a tax-free inheritance for the people you ...

If your income is higher than the thresholds in the table above here, you cannot directly contribute to a Roth IRA. However, a backdoor Roth IRA conversion lets high-earners roll funds from a ...

If the client is at least 59 ½, and five years have passed, all Roth IRA distributions become tax-free (including the earnings). The IRA holding period requirement is satisfied when five years ...