Relying primarily on savings from a 401(k) plan to fund retirement dreams could potentially set retirees up for financial ...

President Trump has said he wants to shut down the U.S. Education Department completely, and half of the department's workers have already been laid off. But it turns out that most of what the ...

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RMD rules are more than just guidelines, according to EBRI research released last week, but are clearly a defacto default strategy.

A 26-year-old woman called into "The Ramsey Show" hoping to get some financial wisdom from Dave Ramsey on how to retire early—ideally by 40—without getting hit with penalties on her investments. While ...

I lost my job when a flood wiped out the store where I worked. I am 37, have a Roth IRA and a regular IRA. The Roth was ...

Jessica earned a master's from the University of Oregon. A Roth individual retirement account (IRA) is a useful retirement account for millennials who are decades away from retirement. A Roth ...

Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.