Once you take your RMD, you can convert additional amounts to a Roth. For example, say you could add $50,000 of income this ...

If you’re in early retirement — or close to it — you don’t want to gloss over the announcement of new tax brackets for 2026 ...

When it comes to managing retirement income, taxes can be one of your biggest – and most overlooked – expenses. Many retirees ...

It might seem counter intuitive to decide to pay MORE taxes now, rather than defer them, but in some cases, that can be a ...

The signature Republican policy law, the One Big Beautiful Bill Act, will have a big effect on retirement planning.

I have to take RMDs this year. How do I decide if I should convert that money into an existing Roth? What needs to be ...

Dear Dan, I found your column “Do Roth IRA conversions still make sense with the passage of the GOP tax law?” very helpful and I better understand the strategic choice a conve ...

Also: Small-cap stocks, a bond-market warning, and two metals that might join the amazing rally for gold and silver.

If you are considering a year-end Roth individual retirement account conversion, you'll need to plan for an upfront tax bill. Still, "it can be hard to bite the tax bullet today and do a Roth ...

In life, you often get second chances — and the same is true with investing. To illustrate: You might not have been able to contribute to a Roth IRA during your working years due to your income level, ...

Roth conversions are one of the most powerful financial planning tools available. While they’re not right for everyone, for many investors, a Roth conversion can unlock huge tax savings. There are ...

If you converted a traditional individual retirement account into a Roth IRA last year only to watch the value of the account fall, you could save taxes by undoing the conversion by Oct. 17. But there ...