The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax ...

The only time you wouldn't pay taxes on a conversion is if the money in the original account was already taxed, like non-deductible contributions. In that case, you wouldn't pay taxes on the ...

Tax and estate planning isn’t for the faint of heart. The rules are complex and each decision seems to have a multitude of ...

When it comes to retirement planning in 2025, there's a conversation happening in financial circles that most people are ...

Here is an idea that some folks may really love. How to multiply what their non-spousal relatives can inherit from an IRA.

Roth IRAs allow your savings to grow tax free and allow tax free withdrawals in retirement. Your income determines whether ...

529 funds must be converted by paying the amount directly to a Roth IRA — you can’t pay yourself and then deposit the money into the Roth IRA later. You can contribute to a Roth IRA only if you have ...

Roth conversions allow your client to control when they pay income tax on their retirement assets, enabling them to take ...