Student loan delinquencies have surged since a pause in reporting has concluded, with millions facing credit score declines, ...

Millions of student loan borrowers saw their credit scores drop by more than 100 points after student loan delinquencies began showing up on credit reports again this year.

The concept of credit scoring has evolved significantly from its inception in the 1950s by Bill Fair and Earl Isaac (creators of the FICO score system, discussed much later in this article) to today’s ...

Improving the credit score takes time – sometimes one year or longer. So it is recommended to take a series of steps to ...