Learn about reservable deposits, their role in banking, and how they affect you; covering Federal Reserve requirements, advantages, and limitations.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Gordon Scott has been an active investor and technical analyst or 20+ years. He is a ...

Demand deposit accounts (DDAs) are the most common type of bank accounts, and most Americans have one or more of them. They provide easy access to your money, making them suitable for holding your ...