A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.

Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

A 750+ credit score quietly unlocks better rates, higher limits, and faster approvals without you doing anything extra.

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to earn the lowest APR possible. Generally speaking, if you can get your scores ...

Dear Pat: It is true. You would add this adult (at least age 18) as an “authorized user” to your account by calling your ...

Keeping a credit card for 10+ years can help your credit score, shape your spending habits, and even change rewards over time ...