RBI's 2025 reforms mandate bi-weekly credit reporting, reducing update lag from 30-45 days to 15 days. Weekly updates from July 2026 aim to improve credit transparency and accuracy.

Credit scores quietly shape the cost of everyday life, from the rate on a car loan to whether a landlord will hand over the keys. Yet some of the most widely repeated beliefs about how scores work are ...

Philosopher George Santayana once famously observed, “Those who cannot remember the past are condemned to repeat it.” ...

A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can ...

Americans looking to pay down their debt in the new year are facing a stagnant job market, sticky inflation and an uncertain Fed policy. Still, there are ways they can take control of their borrowing ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

A new loan program helps homeowners in North Carolina and South Carolina make home upgrades that lower their energy bills, promote safety, and help them be better prepared for extreme weather. The ...

Starting the week of Jan. 7, the Education Department will begin sending notices about paycheck deductions to about 1,000 of five million borrowers in default.

Mortgage Research Center. Rates averaged 5.33% for a 15-year financed mortgage and 6% for a 20-year financed mortgage.

A new report, which received funding from Zillow competitor CoStar, found that ZHL borrowers paid more than those who used ...

Our experts expect a mortgage market reset in 2026 with an uptick in originations, but warn lenders not to skimp on compliance even as the reins loosen.

"It has not been this easy in 15 years to buy your first house with little to no money down," says Jeff Welgan.