Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

Money’s main takeaways Home equity loans let you leverage the increase in your home’s value and use the proceeds for just about any purpose, from home renovations to consolidating high-interest debt.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

The removal of a minimum credit score requirement could especially benefit first-time homebuyers, younger borrowers, and ...

New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

Even a single 30-day late payment can drop your credit score by 50 to 100 points. Late payment marks stay on your credit ...

There are many factors that go into calculating your score and it can be tricky to achieve a great score at a young age.

In general, how much of a personal loan you can get depends on your credit scores, credit reports and income. Here’s how you ...

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...