Insurance underwriters are industry experts who measure the risks associated with insuring people and assets. Insurance underwriters establish pricing for accepted insurable risks. The term ...

kate_sept2004 / Getty Images Underwriting is the process used by lenders and insurers to evaluate risk. For lenders, it is used to determine how likely a borrower is to be able to pay back the loan.

Underwriters often point out in conversations with the business that they typically use between seven and 15 different systems and data sources when assessing a single risk. According to Accenture ...