Spousal Social Security benefits can be complex, but understanding them can help maximize your retirement income.

Unfortunately, if you apply for your spousal benefit when you reach full retirement age, your own benefit will no longer accrue delayed filing credits. While that’s a cut-and-dried answer, I’ll ...

Understand Social Security spousal rules so you can maximize your benefits, coordinate effectively with your spouse, and ...

In order to qualify for spousal benefits as a divorcee, you must have been married for at least 10 years and divorced for at ...

Millions of Americans rely on Social Security retirement benefits to provide a financial safety net in their golden years, making it one of the country's most important social programs. It's also a ...

A small group of people can still take advantage of a Social Security rule that will soon be phased out. The Social Security provision is called filing a restricted application to receive spousal ...

It's not possible to claim spousal Social Security benefits unless the worker is already claiming. Your age at sign-up affects the size of your spousal benefits. Getting all your documentation in ...

This article was updated on April 6, 2016. As part of recent negotiations between Congress and the White House over the budget, major changes to Social Security took away some key strategies that ...

Social Security may be one of your largest assets. What and when you collect will make a huge difference to your lifetime benefits. Hi Larry, I am confused about restricted applications. I am retired ...

As more Americans weigh retirement choices in a tight budget year, one rule keeps ...