Before you decide how much money you're going to withdraw from your retirement savings, map out a budget for how much you ...

Below are five different basic investment objectives, as well as five matching example strategies. The examples are designed ...

We’re in the midst of describing a Do-It-Yourself retirement investing plan. Today we go deeper into the cash flow buffer.

Many people are conditioned to save for retirement—maxing out 401(k) contributions, attending investment seminars and consulting financial advisors. But after a lifetime of disciplined saving, many ...

While Claude isn’t yet a replacement for financial advisors, it’s making it easy for self-starters to improve their retirement planning. Retirement planning is a challenge for many Americans, ...

Traditional retirement planning overlooks individual risks like sequence risk, withdrawal management, and longevity risk. Relying on fixed withdrawal rates exposes retirees to significant market ...

Answer: Use a cash-flow buffer. This is a savings or money market account that sits between your investments and your ...

As plan participants in their 50s and 60s contemplate retirement in earnest and take advantage of Roth catch-up contributions and other tactics, industry experts say plan advisers and sponsors should ...

Young people are in a one-time position to build significant wealth for midlife enjoyment, but only through consistent ...

Your retirement needs to be able to withstand several major threats, including inflation, longevity, long-term care costs, ...

Digital-first investment platforms are no longer just places to trade stocks; they are fast becoming central hubs for saving, ...

Nearly half of US retirement plan participants say they would invest in private assets such as private equity and private debt if those options were made available in their workplace plans, according ...