The pandemic has banks and other lenders preparing for a wave of bankruptcies, foreclosures and people not being able to pay off their credit cards. Getting credit or a loan has long depended on your ...

How do I improve my credit score? Quick wins, critical changes and fixing poor financial history - Your score can affect your chances of getting the product you want - or could land you more favourabl ...

The updated UltraFICO score uses real-time bank data from 12,000 institutions to show lenders the full financial picture ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

Whenever you apply for a loan, lenders run a hard inquiry on your credit report to evaluate your profile. One inquiry won’t harm you much, but multiple ones — especially in a short span — can signal ...

Struggling with subprime credit? You're not alone. Learn five ways that you can quickly raise your credit score and improve ...

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...