Editorial Note: We earn a commission from partner ... You may also request a credit increase if and when you need it. The actual process of requesting a credit line increase is straightforward.

What to do if you're denied If your credit limit increase request is denied, carefully note why the issuer declined your request. You'll typically receive an adverse action notice by mail or ...

remember that raising a dispute does not affect your credit score. When you raise a dispute, a note will be added to your credit report indicating that the account is under dispute. However ...