Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Buying a new car is an exciting time, but there are plenty of big decisions to make too, especially if you’re financing the purchase. Don’t feel pressured into signing the auto loan contract before ...

Discover how subordination clauses protect lenders in loans and mortgages, ensuring debt priority and secure repayments in refinancing, foreclosures, or bankruptcy.

In a model of dual-agency problems where borrower-lender and bank-nonbank incentives may conflict, we predict a hockey stick relation between bank skin in the game and covenant tightness. As bank ...

Learn about prepaid finance charges, their impact on loan costs, key types like origination fees, and essential FAQs for informed financial decisions.