A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.

Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

If your credit score has taken a hit this year, there isn't much you can do to erase your history, but there are steps you can take to rebuild your credit.

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

One of the biggest misconceptions is that paying minimum dues is enough to keep cards healthy. In reality, using too much of your available limit is one of the fastest ways to lower a credit score.

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to earn the lowest APR possible. Generally speaking, if you can get your scores ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

About 4 million Americans will soon be reported in default on their student loans. If they act now, they may be able to avoid ...