In this video I answer a viewer who wants to learn how to travel for cheap using points and miles. I walk through the very first step I recommend before applying for any travel credit cards, which is ...

While 740 and around that is a solid score indicative of good credit habits, you're perfectly positioned to make it climb ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...