Fortunately, there are many exceptions to the 10% penalty on early retirement distributions. Some apply to both IRAs and 401 ...

Retirement taxes depend on more than federal rules. Where you live in 2026 could quietly reshape your monthly income and long ...

There's typically a 10% early withdrawal penalty if you take money out of your 401(k) before turning 59 1/2. The IRS does offer some exceptions to this rule. Even if you qualify for an exception, ...

The IRS has released 2026 tax brackets—here’s how understanding your bracket can help you save with smart retirement and Roth ...

Follow these tips to help clients draw down their retirement funds in a tax-efficient manner and avoid common mistakes.

Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on ...

When you need money in a hurry and you don't have enough cash on hand, dipping into your 401(k) might seem like the logical option. There's no need to deal with loan paperwork, and you don't have to ...